Speak to a
Licensed EXPERT
FLUENT IN PLAIN ENGLISH, NOT
INSURANCE JARGON
30-minute custom session
Get new or review existing coverage
Bring your spouse along
Fully tailored coverage plan
Complimentary, no hidden costs
🎁 Bonus: Financial goal-setting pdf
🎁 Bonus: Legacy planning checklist
🎁 Bonus: 13 Questions to capture memories
Instant Life Insurance
GET A CUSTOMIZED POLICY
IN 10 MINUTES
No medical exams
No blood tests
No obligation
30-Day review period
Up to $2 million in coverage
🎁 Bonus: Will & trust included
Speak to a
Licensed EXPERT
FLUENT IN PLAIN ENGLISH, NOT INSURANCE JARGON
30-minute custom session
Get new or review existing coverage
Bring your spouse along
Fully tailored coverage plan
Complimentary, no hidden costs
🎁 Bonus: Financial goal-setting pdf
🎁 Bonus: Legacy planning checklist
🎁 Bonus: 13 Questions to capture memories
Instant Life Insurance
GET A CUSTOMIZED POLICY
IN 10 MINUTES
No medical exams
No blood tests
No obligation
30-Day review period
Up to $2 million in coverage
🎁 Bonus: Will & trust included
LET’S START A CONVERSATION
30 MINUTES TO SECURE YOUR FUTURE
Get Your Instant Quote Today
Just a few quick details, and we’ll show you plans made for you—no strings attached
Get started
Explore personalized coverage options and see what fits—all before you commit
Apply in 5-10 minutes
Pick your plan, answer a few health questions, and get covered without a medical exam.
Support when you need It
Questions? Need assistance? We’re here for you every step of the way—and we don’t disappear!
Get started
Explore personalized coverage options and see what fits—all before you commit
Apply in 5-10 minutes
Pick your plan, answer a few health questions, and get covered without a medical exam.
Support when you need It
Questions? Need assistance? We’re here for you every step of the way—and we don’t disappear!
“Excellent prices for insurance policies...especially considering NO EXAM!”
Jim Harris - February 2022
“It took about 5 minutes and I was insured instantly for 1.2 million.”
Shirley Walker - February 2023
HOW DOES IT WORK?
The magic behind the curtain
Our Ethos online wizard does the heavy lifting for you. Whether you’re just browsing for quotes or ready to lock in a policy, we make it quick, simple, and painless.
Get your instant quote
See your personalized options in a flash! You’ll get multiple coverage plans tailored just for you—so you can pick what works before you even start the application.
Apply in under 10 minutes
Yes, you read that right—no medical exams, no hassle. Just answer a few easy health questions, pick your plan, and boom —you’re covered in about 10 minutes.
Here when you need us
Got questions?
We’ve got answers. Our dedicated support team is on standby to help you every step of the way, from quote to ctivation—and beyond!
No Charity Needed: Life insurance for those who prefer securing their family’s future over sparing feelings. Suck it up, buttercup.
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Disclaimer: Products and services on this website may not be available in all states. Life insurance availability depends on state regulations and agent qualifications. Content is for informational purposes only. It is not intended as financial, legal, or tax advice. For tailored guidance, consult a licensed financial professional.
Stories and testimonials include real client experiences and illustrative scenarios; not all are from actual clients. Insurance policy prices, coverages, terms, benefits, exclusions, and discounts vary by insurer and are subject to qualifications. Each insurer is responsible for its claims and products.
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